Virtual funded accounts, also known as demo accounts, offer traders a risk-free way to access simulated capital and showcase their skills in virtual proprietary trading. At Verso Prop Firm, we have pioneered a model that combines flexibility, transparency, and the best profit-sharing structure in the market.
To help you make the best decision, we have compiled the leading firms for virtual funded accounts in 2025. Our expert selection will guide you to the best firm for your goals, whether you trade Forex, Futures, or Stocks, ensuring adherence to the highest standards.
Why Choose Virtual Funded Accounts?
Virtual funded accounts provide a risk-free way to trade, enabling you to:
Practice strategies in simulated markets, ensuring a regulation-compliant environment by trading with fictitious capital.
Access significant virtual capital, which at Verso Prop Firm ranges from $5,000 up to $300,000.
Earn a share of the virtual profits, with splits at our firm reaching up to 95%.
Build confidence before a potential transition to professional environments.
Discover the best firms for virtual accounts! Let’s dive into our Top 10 list.
Top 10 Firms for Virtual Funded Accounts
1. 🌟 Verso Prop Firm (Editor’s Choice)
Feature
Detail
Overview
A leader in virtual prop trading based in Estonia. Distinguished by its transparency, flexible programs (Challenge and Instant Funding), and the best profit split.
Platforms
Industry-standard platforms (MT4, MT5, or others, depending on the asset).
Account Sizes
$5,000 to $300,000 (virtual capital).
Profit Split
80% initial, scalable up to 95% for consistency.
Evaluation
One-Phase Challenge, Two-Phase Challenge, or Instant Funding (no prior evaluation).
Pros
100% Refund of the Challenge fee with the first withdrawal. Clear rules on News Trading and strict prohibition of fraudulent practices (e.g., latency arbitrage EAs, VPN/Proxies).
Cons
Strict monitoring against inconsistent trading (Max Inconsistency Score 20%).
Best For
Serious Forex and CFD traders seeking the maximum profit share and a genuine, simulated trading environment.
Trader Feedback
“The split of up to 95% is unmatched. Their rules, while strict against fraud, foster real discipline.”
Below is a comparison of other leading firms in the virtual account space. All data is based on each firm’s public information.
2. FTMO
Feature
Detail
Overview
Czech-based firm, known for its robust two-phase evaluation process.
Platforms
MetaTrader 4, MetaTrader 5, cTrader.
Account Sizes
$10,000 to $200,000 (virtual).
Evaluation
Two-phase Challenge with defined profit targets and drawdown limits.
Pros
Free trial available, strong reputation.
Cons
Strict drawdown limits (5% daily, 10% total).
Best For
Forex traders seeking a rigorous, proven skill test.
3. Topstep
Feature
Detail
Overview
U.S.-based firm specializing in Futures.
Platforms
TopstepX, NinjaTrader, TradingView.
Account Sizes
$50,000 to $150,000 (virtual).
Evaluation
One-step Trading Combine.
Pros
No daily drawdown limit on its main model.
Cons
Limited exclusively to Futures trading.
Best For
Futures traders in simulated environments.
4. FundedNext
Feature
Detail
Overview
UAE-based firm, recognized for flexibility and diverse assets.
Platforms
MetaTrader 4, MetaTrader 5.
Account Sizes
$6,000 to $200,000 (virtual).
Evaluation
One- or Two-phase Challenge, no time limits.
Pros
High leverage, flexible rules.
Cons
Complex Challenge structures.
Best For
Forex traders seeking scalable virtual accounts and scalping.
5. The5ers
Feature
Detail
Overview
Israel-based firm, known for its virtual Instant Funding model.
Platforms
MetaTrader 5.
Account Sizes
$5,000 to $100,000 (virtual).
Evaluation
One-step, two-step Challenge, or Instant Funding options.
Pros
Flexible funding models, no weekend holding restrictions.
Cons
Limited platform options.
Best For
Traders seeking instant virtual funding and swing trading.
6. DNA Funded
Feature
Detail
Overview
Global firm offering low-cost challenges and diverse markets.
Platforms
TradeLocker, DXtrade.
Account Sizes
$10,000 to $500,000 (virtual).
Evaluation
One- or Two-phase Challenge.
Pros
Over 800 tradable markets, competitive spreads.
Cons
Crypto trading restricted to certain Challenges.
Best For
Stock and Forex traders in demo environments.
7. BrightFunded
Feature
Detail
Overview
Offers a customizable trading experience with virtual accounts up to $400,000.
Platforms
cTrader, proprietary platform.
Account Sizes
$50,000 to $400,000 (virtual).
Evaluation
Two-phase Challenge.
Pros
Weekly payouts, unlimited scaling plan.
Cons
Relatively new firm with a limited track record.
Best For
Traders seeking flexible demo accounts with cTrader.
8. Apex Trader Funding
Feature
Detail
Overview
U.S.-based firm focused on Futures, offering straightforward evaluations.
Platforms
NinjaTrader.
Account Sizes
$25,000 to $300,000 (virtual).
Evaluation
One-step Challenge with no daily loss limit.
Pros
No recurring fees, fast payouts.
Cons
Limited to Futures and NinjaTrader.
Best For
Futures traders operating in simulated environments.
9. Funder Trading
Feature
Detail
Overview
Unique for offering virtual Options funding, in addition to Stocks.
Platforms
Proprietary platform, TradingView.
Account Sizes
$25,000 to $200,000 (virtual).
Evaluation
One-step Challenge with included coaching.
Pros
Virtual Options funding, live coaching.
Cons
Limited asset classes.
Best For
Options traders seeking demo accounts.
10. My Funded Futures
Feature
Detail
Overview
Futures-focused firm that allows traders to upgrade from demo to live portfolios.
Platforms
MT5, cTrader, DXtrade.
Account Sizes
$50,000 to $150,000 (virtual).
Evaluation
One-step Challenge with no daily loss limits.
Pros
Path to live trading, multiple platforms.
Cons
Monthly subscription fees.
Best For
Futures traders aiming for demo-to-live transitions.
Minimum Requirements to Get Virtual Funding
Every firm has specific requirements, but at Verso Prop Firm, our priority is consistency and genuine trading:
Firm
Fee (Approx.)
Profit Target
Daily/Total Drawdown
Minimum Days
Verso Prop Firm
Refundable One-Time Fee
Varies by program (e.g., Challenge 10%/5%)
5% Daily / Max Total (Varies)
Mandatory (Varies by program)
FTMO
$155-$1,080
10%/5%
5% Daily / 10% Total
4 days/phase
Topstep
$49-$165/month
$3k-$9k
N/A Daily / 6% Total
No minimums
FundedNext
$59-$999
10% (1-step) or 8%/5% (2-step)
5% Daily / 10-12% Total
5 days/phase
The5ers
$39-$495
6-10%
4-5% Daily / 6-10% Total
Varies
DNA Funded
$99-$1,500
8% (1-step) or 8%/5% (2-step)
5% Daily / 10% Total
5 days/phase
Apex Trader Funding
$147-$657
$2k-$6k
N/A Daily / 6% Total
No minimums
BrightFunded
$99-$799
8-10%
5% Daily / 10% Total
5 days/phase
Tip from Verso Prop Firm: Start with smaller accounts ($5,000 – $25,000) to minimize the access fee and focus on discipline, which is what truly matters.
Platforms, Assets, and Key Rules
Firm
Platforms
Main Assets
Key Specific Rules
Verso Prop Firm
Industry Standard
Forex, Indices, Commodities
News Trading Prohibited in Instant Funding. Strict ban on arbitrage EAs or copy trading.
FTMO
MT4, MT5, cTrader
Forex, Indices, Commodities
No news trading during major events.
Topstep
NinjaTrader, TradingView
Futures
No daily drawdown.
FundedNext
MT4, MT5
Forex, Indices, Commodities
News trading allowed.
The5ers
MT5
Forex, Indices
No weekend holding restrictions.
🎯 Our Expert Recommendation: Why Verso Prop Firm?
Based on profit structure, simulation quality, and clear rules, Verso Prop Firm consistently stands out:
Best Profit Split: No one else offers a scale as high as our 95% for consistency.
Ideal for Swing Trading and Genuine EAs: Our model promotes methodical and disciplined trading. EAs are permitted provided they are genuine and do not exploit latency or errors.
Transparency in News Trading: If you want to trade news, choose our Challenge. If you seek maximum stability, opt for Instant Funding and respect the 5-minute pre/post restriction.
Guarantee of Genuineness: Strict monitoring against the use of VPNs, proxies, and copy trading ensures that the trader funded by Verso Prop Firm is a genuine professional.
How to Choose Your Prop Firm (And Why It Should Be Verso)
Consider these factors when selecting a firm for virtual funded accounts:
Funding Model: Are you looking for fast access (Verso’s Instant Funding) or a rigorous test (Verso’s Challenge)?
Cost and Return: At Verso Prop Firm, your cost is refundable, and your potential return is the highest in the market (up to 95%).
Trading Style: If you trade with extreme risk, no firm will approve you. At Verso Prop Firm, Risk Management is the key to longevity.
Regulatory Compliance: Being a simulated trading platform, Verso Prop Firm offers you a compliant environment, free from the concerns of trading with real capital.
At Verso Prop Firm, we simplify your decision by offering the optimal combination of fair rules, maximum profit share, and a high-quality simulation environment.
