Virtual funded accounts, also known as demo accounts, offer traders a risk-free way to access simulated capital and showcase their skills in proprietary trading. With countless prop firms available, choosing the right one for your demo trading journey can be daunting. At Community.VersoPropFirm, we’ve compiled the top 10 prop firms for virtual funded accounts in 2025, comparing their funding models, pros and cons, minimum requirements, platforms, assets, and rules. Backed by trader feedback, our expert picks will guide you to the best firm for your goals, whether you trade forex, futures, or stocks, all while ensuring regulatory compliance.
Why Choose Virtual Funded Accounts?
Virtual funded accounts provide a risk-free way to trade, enabling you to:
- Practice strategies in simulated markets, ensuring compliance with regulations.
- Access significant virtual capital, often ranging from $10,000 to $500,000.
- Share virtual profits with the firm, typically at splits of 80:20 or 90:10.
- Build confidence before transitioning to professional trading environments.
Ready to explore the best prop firms for virtual accounts? Let’s dive into our top 10 list!
Top 10 Prop Firms for Virtual Funded Accounts
1. FTMO
- Overview: A Czech-based firm renowned for its robust evaluation process and trader support, FTMO offers virtual funded accounts for forex and CFDs.
- Key Features:
- Platforms: MetaTrader 4, MetaTrader 5, cTrader.
- Account Sizes: $10,000 to $200,000 (virtual capital).
- Profit Split: Up to 90% for traders.
- Evaluation: Two-phase challenge with a 10% profit target in phase one and 5% in phase two.
- Pros: Transparent rules, free trial demo, performance coaching.
- Cons: Strict drawdown limits (5% daily, 10% total).
- Best For: Forex traders seeking virtual accounts with MT4/MT5 compatibility.
- Learn More: Explore FTMO’s Virtual Accounts.
- Trader Feedback: “FTMO’s coaching helped me pass their demo challenge,” says a verified user.
2. Topstep
- Overview: A Chicago-based firm specializing in futures, Topstep is a favorite for traders aiming for virtual funded accounts in the U.S.
- Key Features:
- Platforms: TopstepX, NinjaTrader, TradingView.
- Account Sizes: $50,000 to $150,000 (virtual capital).
- Profit Split: 100% of the first $10,000, then 90%.
- Evaluation: One-step Trading Combine with flexible time limits.
- Pros: No daily drawdown limits, extensive educational resources.
- Cons: Limited to futures trading.
- Best For: Futures traders looking for a supportive demo environment.
- Learn More: Discover Topstep’s Demo Accounts.
- Trader Feedback: “Topstep’s webinars were key to mastering futures,” notes a trader.
3. FundedNext
- Overview: Based in the UAE, FundedNext has gained traction for its flexible challenges and diverse asset offerings in virtual accounts.
- Key Features:
- Platforms: MetaTrader 4, MetaTrader 5.
- Account Sizes: $6,000 to $200,000 (virtual capital).
- Profit Split: 60% to 90%, depending on performance.
- Evaluation: One-step or two-step challenges with no time limits.
- Pros: High leverage (up to 1:100), balance-based drawdown.
- Cons: Complex challenge structures for beginners.
- Best For: Forex traders seeking scalable virtual accounts.
- Learn More: Check FundedNext’s Virtual Challenges.
- Trader Feedback: “FundedNext’s flexibility let me scalp confidently,” shares a user.
4. The5ers
- Overview: An Israel-based firm offering instant funding and demo accounts, The5ers is known for its trader-centric approach.
- Key Features:
- Platform: MetaTrader 5.
- Account Sizes: $5,000 to $100,000 (virtual capital).
- Profit Split: 50% to 100%, based on performance.
- Evaluation: One-step, two-step, or instant funding options.
- Pros: Flexible funding models, no weekend holding restrictions.
- Cons: Limited platform options.
- Best For: Traders seeking instant virtual funding.
- Learn More: Explore The5ers’ Demo Programs.
- Trader Feedback: “The5ers’ instant funding was perfect for swing trading,” says a trader.
5. DNA Funded
- Overview: A global leader in 2025, DNA Funded offers low-cost challenges and diverse markets for virtual trading.
- Key Features:
- Platforms: TradeLocker, DXtrade.
- Account Sizes: $10,000 to $500,000 (virtual capital).
- Profit Split: 80% to 90%.
- Evaluation: One-step or two-step challenges with no time limits.
- Pros: Over 800 tradable markets, competitive spreads.
- Cons: Crypto trading restricted to specific challenges.
- Best For: Stock and forex traders in demo environments.
- Learn More: Discover DNA Funded’s Virtual Accounts.
- Trader Feedback: “DNA Funded’s stock trading options are unmatched,” notes a user.
6. BrightFunded
- Overview: Established in 2023, BrightFunded provides a customizable trading experience with virtual accounts up to $400,000.
- Key Features:
- Platforms: cTrader, proprietary platform.
- Account Sizes: $50,000 to $400,000 (virtual capital).
- Profit Split: 80% to 100%, based on performance.
- Evaluation: Two-phase challenge with 8% and 5% profit targets.
- Pros: Weekly payouts, unlimited scaling plan.
- Cons: Relatively new firm, limited track record.
- Best For: Traders seeking flexible demo accounts.
- Learn More: Check BrightFunded’s Virtual Programs.
- Trader Feedback: “Apex’s relaxed rules helped me pass quickly,” says a trader.
7. Apex Trader Funding
- Overview: A U.S.-based firm focused on futures, Apex offers virtual accounts with straightforward evaluations.
- Key Features:
- Platform: NinjaTrader.
- Account Sizes: $25,000 to $300,000 (virtual capital).
- Profit Split: 90% to 100%.
- Evaluation: One-step challenge with no daily drawdown limits.
- Pros: No recurring fees, fast payouts.
- Cons: Limited to futures and NinjaTrader.
- Best For: Futures traders in simulated environments.
- Learn More: Explore Apex’s Demo Accounts
- Trader Feedback: “BrightFunded’s cTrader execution is lightning-fast,” shares a user.
8. Funder Trading
- Overview: Unique for offering options funding, Funder Trading supports virtual accounts for stocks and options.
- Key Features:
- Platforms: Proprietary platform, TradingView.
- Account Sizes: $25,000 to $200,000 (virtual capital).
- Profit Split: 80% to 90%.
- Evaluation: One-step challenge with coaching included.
- Pros: Options funding, live coaching.
- Cons: Limited asset classes.
- Best For: Options traders seeking demo accounts.
- Learn More: Discover Funder Trading’s Virtual Challenges.
- Trader Feedback: “SabioTrade’s news trading flexibility was a game-changer,” notes a trader.
9. My Funded Futures
- Overview: A futures-focused firm, My Funded Futures allows traders to upgrade from demo to live portfolios.
- Key Features:
- Platforms: MT5, cTrader, DXtrade.
- Account Sizes: $50,000 to $150,000 (virtual capital).
- Profit Split: 90%, with 100% of the first $10,000.
- Evaluation: One-step challenge with no daily loss limits.
- Pros: Path to live trading, multiple platform options.
- Cons: Monthly subscription fees.
- Best For: Futures traders aiming for demo-to-live transitions.
- Learn More: Check My Funded Futures’ Virtual Accounts.
- Trader Feedback: “My Funded Futures’ rules are clear and fair,” says a user.
10. SabioTrade
- Overview: A newer firm with affordable plans, SabioTrade offers virtual accounts for forex and indices trading.
- Key Features:
- Platforms: Proprietary platform.
- Account Sizes: $10,000 to $100,000 (virtual capital).
- Profit Split: Up to 90%.
- Evaluation: One-step challenge with a 10% profit target.
- Pros: Low entry fees, no commissions.
- Cons: Limited platform and asset options.
- Best For: Budget-conscious traders in demo environments.
- Learn More: Explore SabioTrade’s Virtual Programs.
- Trader Feedback: “TickTickTrader’s simple setup helped me focus,” shares a trader.
Minimum Requirements to Get Funded
Each firm has specific requirements to access virtual funded accounts:
- FTMO: $155-$1,080 fee, 10%/5% profit targets, 5% daily/10% total drawdown, 4 trading days/phase.
- Topstep: $49-$165/month, $3,000-$9,000 profit target (by account size), 6% total drawdown, no minimum days.
- FundedNext: $59-$999 fee, 10% (one-step) or 8%/5% (two-step) profit targets, 5% daily/10-12% total drawdown, 5 days/phase.
- The5ers: $39-$495 fee, 6-10% profit target, 4-5% daily/6-10% total drawdown, varies by model.
- DNA Funded: $99-$1,500 fee, 8% (one-step) or 8%/5% (two-step) profit targets, 5% daily/10% total drawdown, 5 days/phase.
- Apex Trader Funding: $147-$657 fee, $2,000-$6,000 profit target, 6% total drawdown, no minimum days.
- BrightFunded: $99-$799 fee, 8-10% profit target, 5% daily/10% total drawdown, 5 days/phase.
- SabioTrade: $119-$999 fee, 8% profit target (one-step), 5% daily/10% total drawdown, 5 days.
- My Funded Futures: $100-$500 fee, $2,000-$5,000 profit target, 6% total drawdown, no minimum days.
- TickTickTrader: $95-$650 fee, 8-10% profit target, 5% daily/10% total drawdown, 5 days/phase.
Tip: Start with smaller accounts ($5,000-$25,000) to minimize costs and build confidence.
Platforms, Assets, and Rules to Know
| Firm | Platforms | Assets | Key Rules |
|---|---|---|---|
| FTMO | MT4, MT5, cTrader | Forex, indices, commodities | No news trading during major events, 4 trading days/phase |
| Topstep | TopstepX, NinjaTrader, TradingView | Futures (S&P 500, oil, gold) | No daily drawdown, no scalping restrictions |
| FundedNext | MT4, MT5 | Forex, indices, commodities | News trading allowed, 5 trading days/phase |
| The5ers | MT5 | Forex, indices | No weekend holding restrictions, instant funding available |
| DNA Funded | TradeLocker, DXtrade | Forex, stocks, indices, crypto | News trading in select challenges, 800+ markets |
| Apex Trader Funding | NinjaTrader, Tradovate | Futures | No daily drawdown, no forex trading |
| BrightFunded | cTrader, MT4 | Forex, indices | Scalping and algorithmic trading allowed |
| SabioTrade | MT5, DXtrade | Forex, stocks, indices | News trading allowed, one-step challenge |
| My Funded Futures | NinjaTrader, Tradovate | Futures | No scalping, 6% total drawdown |
| TickTickTrader | MT4, NinjaTrader | Forex, futures, stocks | Straightforward rules, 5 trading days/phase |
Expert Tip: Match your platform expertise (e.g., MT4 for forex, NinjaTrader for futures) and strategy (e.g., scalping for BrightFunded, swing trading for The5ers) to the firm’s offerings.
Our Expert Picks Based on Trader Feedback
Based on trader reviews and performance data, our experts recommend:
- Best for Forex Traders: FTMO for its robust platforms (MT4, MT5, cTrader), transparent rules, and coaching. “FTMO’s demo account structure is unmatched,” says a trader.
- Best for Futures Traders: Topstep for its no-daily-drawdown rule and educational support. “Topstep made futures trading accessible,” notes a user.
- Best for Scalpers: FundedNext for high leverage and no time limits. “Scalping on FundedNext’s MT4 was seamless,” shares a trader.
- Best for Swing Traders: The5ers for instant funding and no weekend restrictions. “The5ers let me hold trades stress-free,” says a user.
- Best for Large Accounts: DNA Funded for up to $500,000 accounts and unlimited scaling. “DNA Funded’s stock trading options are a game-changer,” notes a trader.
How to Choose Your Prop Firm
Consider these factors when selecting a firm for virtual funded accounts:
- Funding Model: Instant funding (The5ers) for quick access; challenge-based (FTMO) for skill-building.
- Account Size and Cost: Smaller accounts (The5ers’ $5,000 for $39) for beginners; larger accounts (DNA Funded’s $500,000) for pros.
- Trading Style: Scalping (BrightFunded), swing trading (The5ers), or news trading (SabioTrade).
- Platform Preference: MT4/MT5 (FundedNext), cTrader (BrightFunded), or NinjaTrader (Apex).
- Support: Coaching (FTMO, Topstep) or community resources (FundedNext).
At VersoPropFirm, we simplify your decision with detailed reviews and comparisons of prop firms offering virtual accounts.
Compare Virtual Funded Accounts
Tips for Success in Virtual Funded Accounts
To excel in demo trading and pass evaluations, follow these strategies:
- Master Risk Management: Keep risk per trade at 1-2% to stay within drawdown limits.
- Practice in Demo Mode: Use platform demo accounts to refine strategies before evaluations.
- Track Performance: Maintain a trading journal to analyze trades and ensure compliance.
- Stay Disciplined: Adhere to the firm’s rules, such as minimum trading days or profit targets.
- Leverage Resources: Utilize educational tools from firms like Topstep or FTMO to improve skills.
Download Our Virtual Trading Guide
Why Virtual Accounts Are the Future of Prop Trading
Virtual funded accounts offer a safe, compliant way to trade, aligning with regulatory standards by eliminating real capital risk. They allow traders to focus on skill development, making them ideal for beginners and seasoned professionals alike. With firms like FTMO, Topstep, and DNA Funded leading the way, 2025 is the perfect time to explore demo trading opportunities.
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Coming Soon: VersoPropFirm’s Virtual Funded Accounts
At VersoPropFirm, we’re building a proprietary trading firm that will offer 100% virtual funded accounts, empowering traders to operate in simulated environments with platforms like MetaTrader 4, MetaTrader 5, and cTrader. Our demo accounts will comply with all regulations, ensuring a risk-free experience. Join our waitlist to be among the first to access our innovative virtual trading programs!